Everett
Level X4
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Do you have any type of medical insurance? We as freelancers usually don't reap the benefits of a "real full time job" so we don't get vacation leave, medical, dental, or paid leave. So I'm wondering if you invest in any type of medical insurance policies.
Do you save up money in case you were to get ill, or if a family member were to get ill? I have experienced having no insurance and being sick, and lets just say that it was so costly but thankfully I had enough saved up but these savings came else where and not from my medical savings so that put a dent in my savings.
Have you looked into getting medical insurance while being a freelancer? If so, what type of insurance policies were you looking at, and how did it go? Also, don't think that you won't get sick, and therefore have no need to buy a medical insurance policy, I thought that too, and it back fired! Lol.
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Lynne
I wouldn't mind waiting for hours in a government hospital to be seen but I have kids!
Medical bills can be hectic and there are always unforseen expenses. A good example is my daughter landed up in hospital for a week when she was just 6 months old. We have full medical insurance for our family. That hospital stay cost us nothing extra because our medical insurance covered everything.
Yes we pay a lot every month for medical insurance but when you have kids it is the best way if you can afford it. Well the medical we can receive from our government here in South Africa is just not sufficient or good enough. Yes people that are unemployed get by, sure. I wouldn't mind waiting for hours in a government hospital to be seen but I have kids! Medical bills can be hectic and there are always unforseen expenses. A good example is my daughter landed up in hospital for a week when she was just 6 months old. We have full medical insurance for our family. That hospital stay cost us nothing extra because our medical insurance covered everything. Yes we pay a lot every month for medical insurance but when you have kids it is the best way if you can afford it.
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