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Do you trust and use online banking?

  • Cristian Level X3
    • 17

    Write the reason you're deleting this FAQ

    Do you trust and use online banking?

    Outside Paypal, do you people trust and use internet banking?

    I personally love my online banking features I have available with the bank I'm with.

    First of all its very important for my as a freelancer to keep an eye on all the money I'm withdrawing from Paypal. I want to know when they're available in my bank account and how much was actually cleared. It would be a pain to check my balance every day at the ATM machine.

    I also hate going to the bank for whatever reason. With online banking I'm free to do almost everything on my own, including opening a new savings account or transferring money between all of my accounts. Everything is easy fast and reliable, I also have full access from my mobile phone, so I'm able to do EVERYTHING while on the move.

    I also pay all of my bills online or with the help of my online banking account. The comfort of modern technologies are amazing and yet there are some people out there still not trusting internet banking.

    Do you trust and use online banking?

    What about you? Do you use online banking or are you still trying to stay away and be "safe"?

    #Online #Banking #Internet Technology & Internet
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    MusicMoguls

    MusicMoguls

    I do a lot of my banking online, as far as paying bills and checking and transfering balances. But I would rather go in to the bank and deal with the tellers and managers than depending on an ATM or something.
    10 years ago

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    procoder

    procoder

    Unfortunately when I opened my credit card, the online banking service was not active then, but this feature has been added lately by my bank, so it’s in my to do list. I pay everything through paypal and it’s very annoying because I can’t see my balance, so I need to calculate all transactions manually, then to check it on the atm machine.
    10 years ago

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    Cristian

    Cristian

    That's what I was doing like 5 years ago. Was hugely annoying. I suggest you make it a priority, you'll see it can be hugely beneficial to have internet banking activated.
    10 years ago

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    EliteWriter

    EliteWriter

    Yes I have been using online banking for several years and I believe I couldn't do without it. I check everything over there, and it would be so frustrating to have to go to a local branch or ATM every time I needed to check anything. As you said as freelancer internet banking is really convenient. I think it is safe enough, and I have never had any problems with the service thankfully. In my case to log in we do not just need to enter a username and password, but also a number and a code that gets generated on a special device.
    10 years ago

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    ajlancer

    ajlancer

    HI Cristian thanks for nice question. Though I am not using PayPal for banking purpose. Because here in our country still PayPal not approved. And my freelancing money become in several ways beside PayPal like payoneer and payza. So, for freelance I do not need to use for bank. But, for my local business I used online banking. And those online or internet banking provides few local bank of my country. And I agree with you. Online banking has many facilities. Specially of checking balance from home or office and transfer money from anywhere. And I do not prefer checking account by ATM too.

    Regards by Ajlancer
    10 years ago

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    Webguy2024

    Webguy2024

    I use online banking all the time. For me it is just an extension of efficiency for my life. If I actually have to physically visit my bank which is about 5 miles away the whole process to drive there do the banking and then drive back takes about an hour. Sometimes longer if it is at rush hour. Personally, I would prefer to keep this hour and time for myself. Plus it isn't very green wasting gas/petrol when you can do just about everything you need to with banking online. I prefer the online tools at my finger tips that makes life much easier. I use ACH banking, bill pay, merchant services, check swipe and more to conduct my banking anywhere that I may be, even when traveling. I understand that still many countries do not offer robust banking like here in the USA and this is a shame since online bank has been around forever.
    10 years ago

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    Lynne

    Lynne

    I love online banking and the bank I am with is the most up to date bank in my country,leading the way with everything. I can't even remember the last time I had to go into the bank, I do absolutely everything online. My bank easily integrates with Paypal making it the best choice for me.

    One of the things I really detest is having to go into a bank. I'm not sure why, but it has always been that way.

    Having online banking makes things so much easier for me. I pay all my bills online, buy my mobile call time, data bundles, electricity... everything from within my online banking. I can even get a new phone, ipad or laptop if I want to from within my online banking too.

    I also have cellphone banking set up for even more convenience.

    The more things I can do from the comfort of my own home the better!
    10 years ago

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    danigo

    danigo

    this similiar online transactions such as paypal,webmoney,payza,etc are quite efficient for worldwide transactions like us as freelancing in cyber marketplace
    with this online banking makes our things very easier, with it we would stay connected with our wallet in anywhere, that things i can do many more from it
    10 years ago

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    idealmike

    idealmike

    I actually can't remember the last time I walked into my bank for something. I think it was about 5 years ago when I lost my card once and had to go in to withdraw some money from the counter. The whole process felt very "retro like". I've been using mobile banking now for about 5+ years and I'm also 100% completely paper free. I receive all my statements and things by email. Actually I've even disabled that as only prefer to login to my bank online (browser) to check my statements and things. And I do all my usual banking, payments, balance checks etc via my mobile banking app. Recently my bank provided an update to the app so it's even more secure to use. I find it very quick and convenient to use and its very safe and secure. Although I'd never dream about using it over a shared or public Wi-Fi connection that would just be stupid and asking for trouble. Even though the app itself is encrypted, you never know what tools and tricks scammers are using and are up to today. There are too many horror stories of people getting stung using shared/public Wi-Fi access to do their banking with. If you're going to use your mobile banking apps, only do so on your own Internet access whether it's your broadband or 3G/4G connection.
    10 years ago

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    Cristian

    Cristian

    I have to go to the bank once every 4 years to re-activate a new version of my card. Except this visit, I have no reason to go there. Hope it will stay like that.
    10 years ago

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    HernandezMike

    HernandezMike

    Yes, I believer and trust online banking. It's really safest way and reduce time as well. When I need emergency transaction I don't late to use online banking.
    10 years ago

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    TommyCarey

    TommyCarey

    I would be screwed if I didn't have online banking lol Do you trust and use online banking?

    Right now we only have 1 car because my lady's car decided to take a crap on us and die. So we traded my car in and got a brand new one that will last a pretty long time. She uses the car for work so she has it at least 8 hours out of the day while I'm at home working.

    If I didn't have access to online banking I wouldn't be able to transfer funds from by paypal account to my business account and then from my business account to my personal account when she is away at work. There have been plenty of times that I'll be at the grocery store and I'll check my balance at the ATM and it's pretty low, too low to buy what is already in my basket, so I'll go on my phone and do a quick transfer. Sometimes I'll do it right when I see the total ring up at the register and only pay myself enough to cover the total haha Do you trust and use online banking?

    I love online banking and how user friendly it is, if you can connect through the apps well enough. If you have a phone, it works well. But if you're trying to go through a tablet or something else that relys on an internet connection, you won't have as much freedom when it comes to transfering.
    10 years ago

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    dejah0987

    dejah0987

    I do trust online banking outside of Paypal because it really just makes my life easier knowing I can get everything done all at one place without having to drive somewhere and complete things on my to do list. You do have to be careful and make sure the online banking is secure so I usually just go through my actual bank I bank with and use their apps to pay any bills or deposit checks. And thats another thing, online banking has so many features where you can easily deposit your checks online without having to go to the bank, you can transfer money and view your accounts 24/7. You can track what goes in and out at all times without having to worry about anything. Its the greatest thing I ever came across.
    9 years ago

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    centurion

    centurion

    Yeah. I have been using online banking for the last few years. I have been using internet banking for the last 13 years. I didn't got any trouble. But also for accessing CC to online we have to be very careful and we have to access only the trusted source.

    Thanks
    Centurion
    9 years ago

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    Corzhens

    Corzhens

    I pay my bills primarily via online banking. I have to trust online banking because I work in a bank and in the IT department so it is imperative for me to trust the online system of banking although I admit that sometimes I have the notion that hacking is possible. But in the near future, online banking will be the standard so we have to get the feel of it at this early. Besides, online banking is very convenient for me instead of lining up to pay my bills in the physical counter.
    8 years ago

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    Kakashi2020

    Kakashi2020

    I've been using online banking for several years now. Before that I was using phone banking and now I'm transferring to mobile banking via mobile banking apps which are quite efficient and faster than regular site based online banking.
    7 years ago

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